ISPA HEADQUARTERS TEAM
THIS MONTH WE ASKED : “ What ’ s the most important budgeting or financial advice you have received ?”
Lynne McNees • President lynne . mcnees @ ispastaff . com • 1.859.226.4260 “ My parents always encouraged us to put 10 percent of every dollar in savings . I had my first job at 14 . Imagine if I had listened back then !”
Nelson Lane • Senior Marketing Manager nelson . lane @ ispastaff . com • 1.859.551.3906 “ Avoiding credit card debt by paying off the full balance every month has been wonderful advice .”
Crystal Ducker • Vice President crystal . ducker @ ispastaff . com • 1.859.226.4427 “ Save for what you need and want instead of spending what you don ’ t have .”
Chelsea Compton • Director of Membership chelsea . compton @ ispastaff . com • 1.859.226.4334 “ My parents sat me down in high school to explain how a mortgage works and how compound interest affects loans and investments .”
Amy Finder • Graphic Designer amy . finder @ ispastaff . com • 1.859.963.1877 “ It ’ s just money . A reminder that money comes and goes and is not where I want to focus the bulk of my attention .”
Stacie McWilliams • Membership Manager stacie . mcwilliams @ ispastaff . com • 1.859.226.4292 “ Dave Ramsey ’ s Financial Peace course was so helpful for our family . Contributing regularly to an emergency fund has been a huge lifesaver for those unexpected and unwanted expenses .”
Jessica Roberts • Marketing Specialist jessica . roberts @ ispastaff . com • 1.859.425.5072 “ Plan your spending , not just your saving .”
Samantha Smith • Project Manager samantha . smith @ ispastaff . com • 1.859.219.3619 “ Pay yourself first — this has been a great mantra to focus on my personal savings .”
Scot T . Gillies • Executive Editor scot . gillies @ ispastaff . com • 1.859.226.4372 “ Get ahead by a month on paying bills . Then , you ’ ll never worry about a check getting lost in the mail or a payment processing system glitching — those issues just make your payment less early , rather than late .”
Alexandra Harper • Director of Education alexandra . harper @ ispastaff . com • 1.859.359.8010 “ Generally spend no more than 25 percent of your monthly income on housing . This allows enough to pay remaining bills , have spending money and , most importantly , have enough to put in savings and retirement .”
Marja Walker • Graphic Designer marja . walker @ ispastaff . com • 1.520.891.3439 “ I got the same 10 percent advice as Lynne growing up . What I remember most is watching my dad , he never carried coins . He always emptied his pockets and put them in a jar . I ’ ll empty my wallet or the bottom of my purse and when the jar is full , go cash it in . Half goes in savings and half on a fun treat .”
Kirsten Wright • Business Development Manager kirsten . wright @ ispastaff . com • 1.859.226.4207 “ The best financial advice that I have received was to start an emergency fund and to habitually contribute each month .”
VISION
To be the leader in promoting and enhancing the well-being of the spa industry and the people it serves .
MISSION
ISPA advances the spa industry by providing invaluable educational and networking opportunities , promoting the value of the spa experience and speaking as the authoritative voice to foster professionalism and growth .
ISPA @ ISPASTAFF . COM EXPERIENCEISPA . COM
OCTOBER 2023 n PULSE 63